Heating, Air Conditioning, and Refrigeration Mechanic and Installer Salary in Oxford, MS: $46,740 (2026)
Quick Answer:A full-time heating, air conditioning, and refrigeration mechanic and installer in Oxford, MS earns a median $46,740/year (≈ $22.47/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 49-9021). Once you factor in Oxford's price level (14% below national, BEA RPP 85.7), that paycheck buys what $54,539 would nationally. Nominal pay sits 4.6% below the Mississippi state average.
Based on BLS state-level estimates · View source

The projected median annual salary for heating, air conditioning, and refrigeration mechanics and installers in Oxford, Mississippi, is set at $46,740 for 2026. This figure places local compensation significantly below the national median of $60,174, highlighting a 22.33% gap that reflects both the local job market dynamics and the cost of living. The salary range for this occupation in Oxford varies from $32,418 at the 10th percentile to $70,357 at the 90th percentile, providing a broad spectrum of earning potential driven by experience, specialization, and employer type. Professionals in this field will benefit from understanding how commission structures in residential service roles can enhance their overall earnings, with spiffs from sales often steering variable compensation and incentivizing performance in a competitive sector.
About the Oxford Market
Salary estimated from Mississippi average ($44,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $32,418 | $15.58 |
| Lower Range (P25) | $37,879 | $18.21 |
| Median (P50)(typical) | $46,740 | $22.47 |
| Upper Range (P75) | $59,219 | $28.47 |
| Top Earners (P90) | $70,357 | $33.82 |
Median Salary Position
22.33% below the national average
2026 Salary Percentile Distribution in Oxford
In Oxford, MS, the heating, air conditioning, and refrigeration mechanic and installer salary spread from the 10th to 90th percentile is $37,939 (2026 est.). At $46,740, the local median is 22.33% below the national median of $60,174.
Salary Calculator
At 40 hours/week in Oxford: You'd be in the lower-middle range
How Oxford Heating, Air Conditioning, and Refrigeration Mechanic and Installer Pay Compares
Oxford median: $46,740/year (2026)
| Compared To | Median Salary | Oxford Pays |
|---|---|---|
| Mississippi Average | $48,993 | -4.60% less |
| National Average | $60,174 | -22.33% less |
Heating, Air Conditioning, and Refrigeration Mechanic and Installers in Oxford, MS earn a median of $46,740 per year (2026 est.), which is 22.33% lower than the national median of $60,174 and 4.60% below the Mississippi state average of $48,993.
Cost-of-Living Adjusted Salary
Oxford has a cost of living 14.30% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Oxford, MS has a cost-of-living index of 85.7 (below the national average of 100). A heating, air conditioning, and refrigeration mechanic and installer earning $46,740 nominally has purchasing power equivalent to $54,539 in an average-cost city — an effective 16.69% boost.
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2019 BLS Actual
$35,958
2025 BLS Actual
$45,020
2026 Current Est.
$46,740
2019–2027 Growth
+34.9%
Salary Trajectory for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Oxford (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.82% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $35,958 | Actual |
| 2020 | $37,331 | Actual |
| 2021 | $35,885 | Actual |
| 2022 | $37,921 | Actual |
| 2023 | $42,282 | Actual |
| 2024 | $35,975 | Actual |
| 2025 | $45,020 | Actual |
| 2026(current) | $46,740 | Estimated |
| 2027 | $48,525 | Projected |
Based on 7 years of BLS OEWS data for the Oxford metropolitan area, the median heating, air conditioning, and refrigeration mechanic and installer salary grew 25.2% from $35,958 (2019) to $45,020 (2025). At a 3.82% compound annual growth rate, salaries are projected to reach $48,525 by 2027 — a total increase of $12,567 (34.95%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Oxford metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.82% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $32,418 – $37,879 |
| 3-5 years (Mid Career) | $37,879 – $46,740 |
| 5+ years (Experienced) | $46,740 – $59,219 |
| 10+ years (Top Earner) | $59,219 – $70,357 |
HACR salary ranges estimated from BLS percentile data. Individual heating, air conditioning, and refrigeration mechanic and installer compensation varies by employer, certifications, and specialization.
Heating, Air Conditioning, and Refrigeration Mechanic and Installer Job Market in Oxford
Currently, only five heating, air conditioning, and refrigeration mechanics and installers are employed in Oxford, MS, leading to a localized job market that favors those with specialized skills and certifications like EPA Section 608 and NATE. With a cost of living index at 85.7, taking home pay is more impactful for residents, making it imperative for technicians to assess wisely where to work. Employers range from residential service companies, which often pay more through commissions and spiffs, to commercial HVAC contractors handling larger contracts. The pay dispersal is affected by factors such as the nature of the work—whether residential or commercial—and the presence of on-call rotations and certifications. For professionals eager to maximize their income in Oxford, focusing on commercial contracts, specializing in emerging technologies like heat pumps, and pursuing manufacturer-specific certifications can enhance job prospects and financial rewards in a shifting market.
More salary data for Oxford, MS:
Frequently Asked Questions
How much do heating, air conditioning, and refrigeration mechanics and installers make in Oxford, MS in 2026?
Is Oxford, MS a good place to work as a heating, air conditioning, and refrigeration mechanic and installer?
Can heating, air conditioning, and refrigeration mechanics and installers make $100K in Oxford?
What is the cost-of-living adjusted heating, air conditioning, and refrigeration mechanic and installer salary in Oxford?
How much does a heating, air conditioning, and refrigeration mechanic and installer make per hour in Oxford?
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Written by Jordan Lee, HVAC Technician
Career Analyst
Jordan has 10 years of experience in HVAC systems. He specializes in residential installation and maintenance.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $45,020 for heating, air conditioning, and refrigeration mechanics and installersin the Oxford metropolitan area. A 3.82% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Oxford is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.82%, derived from historical BLS wage trends for heating, air conditioning, and refrigeration mechanic and installers (SOC 49-9021).
Compiled and verified by Jordan Lee, HVAC Technician, a licensed heating, air conditioning, and refrigeration mechanic and installer with 10+ years of clinical experience. · View source data at BLS.gov