HVAC Tech Salary

Louisville/Jefferson County vs Owensboro: Heating, Air Conditioning, and Refrigeration Mechanic and Installer Salary (2026)

Compare heating, air conditioning, and refrigeration mechanic and installer salaries between Louisville/Jefferson County, KY and Owensboro, KY. All figures are 2026 estimates projected from BLS 2025 data.

Louisville/Jefferson County, KY
$58,123
$27.94/hr
Owensboro, KY
$59,237
$28.49/hr

Side-by-Side Comparison

MetricLouisville/Jefferson County, KYOwensboro, KY
Median Salary$58,123$59,237
Hourly Rate$27.94$28.49
Entry Level (P10)$45,242$45,685
25th Percentile$47,559$50,883
75th Percentile$67,275$74,840
Top Earner (P90)$77,660$79,920
Total Employed1,890160
Side-by-side bar chart comparing Louisville/Jefferson County ($58,123) and Owensboro ($59,237) heating, air conditioning, and refrigeration mechanic and installer salaries.Louisville/Jefferson CountyOwensboroMedian Salary$58,123$59,237Entry Level (P10)$45,242$45,685Top Earner (P90)$77,660$79,920US Median $60,174

Verdict

Owensboro, KY offers better overall compensation for heating, air conditioning, and refrigeration mechanics and installers, winning 3 out of 4 metrics compared to Louisville/Jefferson County.

The salary gap between Louisville/Jefferson County and Owensboro is $1,114 (1.92%). Owensboro's median is -1.56% compared to the US national median of $60,174.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Louisville/Jefferson County spans $32,418,Owensboro spans $34,235. Owensboro has a wider pay range, suggesting more variation in pay between entry-level and experienced heating, air conditioning, and refrigeration mechanic and installers.

Louisville/Jefferson County
P10 (Entry)$45,242
P25$47,559
Median$58,123
P75$67,275
P90 (Top)$77,660
Owensboro
P10 (Entry)$45,685
P25$50,883
Median$59,237
P75$74,840
P90 (Top)$79,920

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Owensboro ($66,851 effective) pays 7.05% more than Louisville/Jefferson County ($62,448 effective).

Louisville/Jefferson County
Nominal: $58,123
CoL Index: 93.074
Adjusted: $62,448
Owensboro
Nominal: $59,237
CoL Index: 88.61
Adjusted: $66,851

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Louisville/Jefferson County if…

  • Larger job market (1,890 employed)
  • You prefer the Kentucky area and lifestyle

Choose Owensboro if…

  • Higher median salary ($59,237/year)
  • Better top-earner potential ($79,920)
  • Better purchasing power (CoL-adjusted: $66,851)
  • You prefer the Kentucky area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, heating, air conditioning, and refrigeration mechanic and installer salaries in Louisville/Jefferson County grew 32.5% from 2019 to 2025, compared to 26.5% growth in Owensboro over the same period.

Louisville/Jefferson County, KY

+32.5%

$42,260 (2019) → $55,984 (2025)

Owensboro, KY

+26.5%

$45,110 (2019) → $57,057 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays heating, air conditioning, and refrigeration mechanic and installers more: Louisville/Jefferson County or Owensboro?

Owensboro has a higher median heating, air conditioning, and refrigeration mechanic and installer salary at $59,237/year, compared to Louisville/Jefferson County at $58,123/year — a difference of $1,114 (1.92%).

What is the hourly rate difference between Louisville/Jefferson County and Owensboro?

Louisville/Jefferson County heating, air conditioning, and refrigeration mechanic and installers earn $27.94/hr while Owensboro hygienists earn $28.49/hr (2026 est.).

Should I relocate from Louisville/Jefferson County to Owensboro as a heating, air conditioning, and refrigeration mechanic and installer?

Consider more than just salary when comparing Louisville/Jefferson County and Owensboro. Factor in cost of living (CoL-adjusted: Louisville/Jefferson County = $62,448, Owensboro = $66,851), job availability (1,890 vs 160 employed), commute, and career growth potential.

What do entry-level heating, air conditioning, and refrigeration mechanic and installers earn in Louisville/Jefferson County vs Owensboro?

Entry-level (10th percentile) heating, air conditioning, and refrigeration mechanic and installers earn $45,242 in Louisville/Jefferson County and $45,685 in Owensboro. The Owensboro area offers higher starting salaries.
JL

Written by Jordan Lee, HVAC Technician

Career Analyst

Jordan has 10 years of experience in HVAC systems. He specializes in residential installation and maintenance.

Clinically reviewed by Maria Gonzalez, HVAC InstructorData verified by David Patel, HVAC Supervisor

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.82% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, HVAC Technician, a licensed heating, air conditioning, and refrigeration mechanic and installer with 10+ years of clinical experience. · View source data at BLS.gov